Moving agreements carry provisions that require all parties involved submit proof that they are in fact insured.

This provision is often met by the use of an  official  document called a Certificate of Insurance (COI).

WHAT IS A CERTIFICATE OF INSURANCE

COIs are an essential foundation of using contracts to transfer risk from one party to another. This ensures that if any damages occur during a move, the property that is being moved in or out of is covered.   A  Certificate of insurance for movers  show that the company  has general liability and loss coverage.  

In other words if a COI is furnished, it supplies evidence of various types of insurance coverages and limits that have been purchased.

 Not only does a COI cover property damage, it covers personal/body injury as well. 

Since no intimate or proprietary business  information is included. It is much easier to secure and asses a Certificate of Insurance rather than posses a copy of a moving company's certified copy of their insurance policy. 

COI'S  are normally issued on a standardized ACORD 25 Form. Always make sure the moving company of your choice has the minimum insurance coverage that meets your old and or new properties' requirements.

WHAT INFORMATION SHOULD BE ON  A COI

A COI should include:

• The certificate Holder's  (tenant) name as shown on lease and complete address
• Information of if any additionally insured
• Description of operation (type of work being performed)

HOW DO I OBTAIN A COI

• Speak with the property's management team of both locations that you are moving out and into and  request a sample Certificate of Insurance. They will provide you with a template of what their requirements are.

**A good question to ask, is if they require masonite for the protection of floors.

• Email the sample to one of our moving consultants  infor@ronstrucking.com. Please include your name and date of move.
• Once received, your request will be reviews and moving consultants will make certain that the property's requirements are met.
• Turn around time for a COI request is 24 hours from your initial request. Once completed our team will wordard you as well as the property's management office a copy for documentation purposes.

Our team will continuously provide support through out the moving process, in the event of an property should require modifications to their insurance coverage.

When booking a move with Ron's Moving, Packing & Trucking, we will never charge our clients an additional fee for a certificate of insurance. Insurance companies don't charge us, so we won't charge you.